Foreclosure Solutions
Understand where things stand, then decide what to do.
Discreet, respectful guidance for South Florida property owners facing default or foreclosure proceedings. No judgment and no pressure.
Every situation is different. We begin by listening, then help owners understand the options available to them and the practical implications of each one, including the ones that do not involve us.
That usually starts with two things: what the court file actually says, and what the property is worth against what is owed on it.
Prefer to speak with someone? Call 954-323-4004
Florida foreclosure timeline
How long does foreclosure take in Florida?
Florida uses a judicial foreclosure process, which means the case moves through the court system. The timeline varies depending on service, court scheduling, lender activity, homeowner responses, loss mitigation efforts, and the individual case.
- 1
Stage one
Lis Pendens and Summons
The lender or association files a foreclosure lawsuit with the court and attempts to serve the property owner. A lis pendens is a public notice recorded against the property stating that it is involved in pending litigation.
- 2
Stage two
Court Proceedings
Responses, motions, hearings, and communication with the lender take place during this stage. Loss mitigation discussions or other efforts to resolve the matter may also happen here.
- 3
Stage three
Final Judgment
The court may determine the amount owed and authorize a foreclosure sale, typically setting a date for that sale.
- 4
Stage four
Foreclosure Auction
If the matter has not been resolved beforehand, the property may be offered for public sale on the scheduled auction date.
Every foreclosure case is different. The earlier a property owner reviews the court case and explores available options, the more time there may be to find a workable solution.
This information is provided for general educational purposes and is not legal advice. Foreclosure deadlines and available options depend on the individual case. Property owners should consult a qualified Florida attorney regarding their legal rights and court deadlines.
Frequently asked
Foreclosure questions, answered plainly.
Facing a Foreclosure Case?
Tell us about the property and where the case stands. We will review the information with you and explain the options that may still be open.
Prefer to speak with someone? Call 954-323-4004